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SBI Life Insurance is a joint venture life insurance company between State Bank of India (SBI), the largest state-owned banking and financial services company in India, and BNP Paribas Assurance. SBI owns 44% of the total capital and BNP Paribas Assurance the remaining 26% and others 30%. SBI Life Insurance has an authorized capital of and a paid up capital of. In 2007, CRISIL Ltd, a subsidiary of global rating agency Standard & Poor's, gave the company a AAA/Stable/P1+ rating.