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Tata AIG's products are available through various channels of distribution like agents, brokers, banks (through banc assurance tie ups) and direct channels like Tele Marketing, E-Commerce, website etc. The Company has stayed ahead of its' competition by launching several innovative products and services which have been game changers in the sector. These include the first 24X7 claims processing call center, tailor made insurance covers for HNIs and ultra HNIs and faster processing of claims through hand held devices. The Company also supports the extended warranty cover with electronic goods retailers. This innovative product covers consumer electronic goods beyond the manufacturers’ defined warranty. With a comprehensive product range across 19 lines of business, Tata AIG General Insurance is a market leader in Liability, Marine Cargo, Personal Accident and Travel. As a socially responsible company, it supports farmer empowerment through its health and cattle insurance covers. Fiscal discipline in terms of strong underwriting skills has been one of the major factors responsible for the Company's rapid growth. The company aims to continue its upward trend by increasing its' market share amongst Private Players and maintaining its' leadership position in the Top Quartile. Registered Office : Tata AIG General Insurance Company Limited Peninsula Corporate Park, Nicholas Piramal Tower, 9th Floor, G K Marg, Lower Parel, Mumbai: 400013

Reliance General Insurance Company Limited is an Indian insurance company, a part of Reliance Capital Ltd. of the Reliance Anil Dhirubhai Ambani Group.

PNB MetLife India Insurance Company Limited (PNB MetLife) is a joint venture where MetLife, Inc. and Punjab National Bank (PNB) Mission PERSONAL RESPONSIBILITY- "Coming into your own", performing as a Leader to be really effective and successful by acting and making decisions independently to get results. PEOPLE COUNT- It's all about People, MetLife's key resource. MetLife will succeed because we are winning from within. PARTNERSHIP- Functioning productively in teams towards a common purpose; realising the collective power of diverse work-groups. FINANCIAL STRENGTH- Operating with an intense dedication to managing monetary resources for strong business results. INTEGRITY AND HONESTY- Conducting all business endeavours with truth, sincerity and fairness. INNOVATION- Continuously creating and introducing new and original ideas and ways of doing things. Description PNB MetLife India Insurance Company Limited (PNB MetLife) is a joint venture where MetLife, Inc. and Punjab National Bank (PNB) are the majority shareholders. PNB MetLife was previously known as MetLife India Insurance Company Limited (MetLife India). MetLife India has been present in India since 2001. PNB MetLife brings together the financial strength of one of the world’s leading life insurance providers, MetLife, Inc., and the credibility and reliability of Punjab National Bank, one of India's oldest and leading nationalised banks. The vast distribution reach of PNB together with the global insurance expertise and product range of MetLife makes PNB MetLife a strong and trusted insurance provider. The Company is present in over 150 locations across the country and serves customers in more than 7,000 locations through its bank partnerships with PNB, the Jammu & Kashmir Bank Limited and Karnataka Bank Limited. PNB MetLife provides a wide range of protection and retirement products through its Agency sales of over 25,000 financial advisors and bank partners, and provides access to employee benefit plans for over 800 corporate clients in India. With its headquarters in Bangalore and Corporate Office in Gurgaon, PNB MetLife is one of the fastest growing life insurance companies in the country. The Company continues to be consistently profitable and has declared profits for nine consecutive quarters as of Q2 2012-13.

HDFC ERGO General Insurance Company Limited is a 74:26 joint venture between HDFC Limited, India’s premier Housing Finance Institution & ERGO International AG, the primary insurance entity of Munich Re Group. HDFC ERGO focuses on providing the “Right Insurance Solution” for all. We offer our customers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space. It is our constant endeavor to improvise and cater to every need of the modern day customer with superior customer support service. This helps us give our customers a seamless and hassle-free experience. HDFC ERGO has been expanding its presence across the country and is today present across 71 cities with 78 branch offices with an employee base of over 950 professionals. The company has a right balance of distribution channel comprising of Dealerships, Brokers, Retail and Corporate Agents, Bancassurance and Direct Sales Team.

Overview L&T General Insurance Company Limited (L&T Insurance) is a wholly owned subsidiary of Larsen & Toubro Limited - one of the world's top 50 most reputed companies in the June 2009 issue of Forbes-Reputation Institute’s “World’s Most Reputable Companies” survey. Our Vision Our vision is to be an insurance company distinct in character, calibre and capability. We are committed and equipped to offer the same levels of service in the insurance space that our parent (Larsen & Toubro Limited) is renowned for, in its other fields of business. We bring to the table the credibility, financial strength and expertise, backed by a world class brand and seven decades of unmatched leadership of the L&T Group. We will cater to all lines of general and health insurance throughout the country. L&T Insurance will be a state-of-the-art technology-driven company that delivers world-class services. We seek to create a single technological platform that integrates all the key functions to provide seamless services to our customers through any interface of their choice. Finally, it is our people who will help us achieve our vision. L&T Insurance comprises of an array of top notch Insurance Professionals who have come together to combine their experience and expertise to create an entity which will lead by innovation, backed by a prudent underwriting approach.

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